Julie Williams is regarded as a leading authority on bank and financial services regulation, having served as Chief Counsel and First Senior Deputy Comptroller of the OCC for two decades. She was the OCC’s chief legal advisor during the Financial Crisis and throughout the Dodd-Frank legislation and has deep experience with bank and financial services company regulation. During her time at the OCC, Ms. Williams led groundbreaking work ranging from bank interstate operations, bank powers and preemption, to privacy rights and was responsible for all of the agency’s legal activities, including enforcement and compliance activities, litigation, legislative initiatives, and regulation of securities and corporate practices of national banks. During her tenure, she was also responsible for the Licensing Department and the Community Affairs Departments. Ms. Williams was first appointed Chief Counsel of the OCC in 1994, was designated the statutory First Deputy in 1997, and was named First Senior Deputy Comptroller in 1999. She served as Acting Comptroller of the Currency from April 1998 until December 1998 and again from October 2004 through August 2005.

In her practice at WilmerHale, Ms. Williams is uniquely positioned to advise banks, financial institutions, traditional and emerging financial services providers, including firms engaged in forms of payments business and crypto-related financial activities, in their highest priority and most challenging matters. Her deep technical and substantive knowledge of bank regulation, bank powers, chartering and converting national banks, including national trust charters, supervisory requirements and the consequences of legislation and emerging agency positions enabling novel payments activities, enables her to counsel clients on a wide range of strategic, regulatory and transactional issues. 

Professional Activities

Ms. Williams writes and speaks frequently on the regulation of depository institutions, financial services, securities and corporate law matters. 

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Credentials

  • Education

    • JD, Antioch School of Law, 1975

    • BA, Goddard College, 1971

  • Admissions

    • District of Columbia

  • Government Experience

    • Department of the Treasury

      Office of the Comptroller of the Currency

      Chief Counsel
    • Department of the Treasury

      Office of the Comptroller of the Currency

      Acting Comptroller of the Currency
    • Department of the Treasury

      Office of the Comptroller of the Currency

      First Senior Deputy Comptroller
    • Department of the Treasury

      Office of the Comptroller of the Currency

      First Deputy

Credentials

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